Investment Services
Six connected services, one coordinated plan. Choose where you'd like to start and we'll take it from there.
Service 01A portfolio built for you and watched every day
We build your portfolio from broad, low-cost funds and individual holdings matched to your goals, time frame and comfort with risk. Then we keep a steady watch on it, rebalancing when markets push it off course and explaining every change in plain English.
- Personal investment policy statement
- Low-cost, diversified fund selection
- Threshold-based rebalancing
- Plain-English quarterly reviews
Service 02Turn your savings into a paycheck for life
Whether retirement is close or still a long way off, we map how much you need, which accounts to draw from first and how to turn savings into a reliable monthly income without running short.
- 401(k), IRA and Roth strategy
- Withdrawal order and income mapping
- Social Security timing review
- Required distribution planning
Service 03Investments that pay you while they grow
For investors who want their money to pay them, we combine durable dividend growers, bond ladders and income funds, and decide with you when to reinvest payouts and when to take them as cash.
- Dividend quality screening
- Reinvestment (DRIP) setup
- Bond and CD ladders
- Monthly income scheduling
Service 04Keep more of every dollar you earn
Taxes are one of the biggest drags on returns. We place each investment in the right account, harvest losses when markets dip and coordinate with your tax preparer so every move is reported correctly.
- Tax-loss harvesting
- Asset location across accounts
- Roth conversion analysis
- Capital gains budgeting
Service 05Property and alternatives, sized with care
Real estate and alternatives can steady a portfolio and add income, but they come with fees, lockups and risks. We help you decide how much belongs in your plan and which route fits, from listed REITs to rental property.
- REIT and real asset funds
- Rental property cash-flow review
- Private fund due diligence
- Sizing alternatives safely
Service 06Give the next generation a head start
From a newborn's first 529 to helping adult children buy a home, we design savings plans that use the right accounts, keep taxes low and fit alongside your own retirement goals.
- 529 and education savings plans
- Custodial and teen Roth accounts
- Gifting strategies
- Family money conversations
The essentials, built into every plan
No matter which service you start with, you get the same foundation of care and clarity.
- A written financial plan and investment policy statement
- A dedicated advisor and a secure client portal
- Regular review meetings, in person or by video
- Coordination with your CPA and estate attorney
- Clear, all-in advisory fees agreed before we begin
Ready to check your portfolio's pulse?
Book a no-cost discovery call. We'll review where you stand today and show you what a clearer, calmer plan could look like.